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* The Mortgage Index rate used for determining MarkleBank's Mortgage loan interest rates is the Federal Housing Finance Board's National Average Contract Mortgage Rate for the Purchase of Previously Occupied Homes by Combined Lenders. The Index rate will be adjusted monthly on the first of each month and rounded to the nearest 0.125%. The index rate can be obtained via telephone by calling the Federal Housing Finance Board at (202) 408-2940. The current rate is also available online via the internet by visiting the Federal Housing Finance Board's Web Site at the following URL address: http://www.fhfb.gov then select Mortgage Interest Survey, then select Monthly Press Release.

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