A Certificate of Deposit is a worry-free way to set something aside.

iAB Financial Bank offers CDs with high interest rates - typically higher than most financial institutions in the area! Term lengths begin at 30 days and minimum deposits begin at $500 for 12 to 23-month CDs and $2,500 for other term lengths. Premium rates are paid for balances greater than $25,000 on all terms. With a wide variety of options and a guaranteed return on your investment, it may be easier than you thought to put money aside for the future!


CDARS (Certificate of Deposit Account Registry Service) is the easiest, most convenient way to enjoy access to multi-million dollar FDIC insurance on larger balances. As a part of the CDARS network, iAB is able to protect large CDs by breaking them into smaller increments and placing them for safekeeping at other CDARS network banks.

One Bank.

Everything about your CDARS account is handled at iAB Financial Bank. With a CDARS account, your large deposit is broken into smaller amounts and placed into CDs at other banks within the CDARS network. By distributing the funds among different banks, and keeping each of the CDs below the standard FDIC insurance maximum, the full account balance gains FDIC protection. No matter where they are held in the CDARS network, your funds are still fully accessible through iAB.

One Rate.

No matter where your funds are held, you earn one rate on your entire investment - so you can forget about multiple rate negotiations and the need to consolidate multiple disbursement checks.

One Statement.

You receive one regular account statement listing all of your CDs, along with their issuing banks, maturity dates, interest earned, and other details. With CDARS, there's no need to manually consolidate statements, track changing collateral values, or use private surety bonds.

To learn more about CDARS, contact us.

  • Earns interest, at higher rates than most regional financial institutions.
  • Minimum balance of $500.
  • Term lengths as short as 30 days.
  • Balances greater than $25,000
    earn premium rates.
  • Weekly Special CDs offer special interest rates or terms, available for a limited time.

View Today's Rates