Loans & Mortgages - iAB Financial Bank

Getting a loan can be intimidating.
iAB is here to make it easier.

Our Mortgage Center professionals are committed to helping you realize your dreams. In fact, we're behind many of the new homes and businesses that are springing up all around our community. We start by getting to know you, so that we can personalize your loan to meet your expectations. We make specific recommendations that will help you make informed decisions. And we work to get everything completed in a timely manner so you're not left waiting on financing. Competitive rates, flexible terms, and a wide variety of product options all make financing your home with iAB simple.

iAB has also launched a new and unique mortgage that might be right for you.

Learn more here.

Prequalification

Buying, building or refinancing a home can be an intimidating task. But our Mortgage Center professionals are committed to helping you realize your dreams. In fact, we’re behind many of the new homes and businesses that are springing up all around our community. We start by getting to know you, so that we can personalize your loan to meet your expectations. We make specific recommendations that will help you make informed decisions. And we work to get everything completed in a timely manner so you’re not left waiting on financing. Competitive rates, flexible terms, and a wide variety of product options all make financing your home with iAB Financial Bank simple.

Traditional Loan

By getting to know you, we are able to personalize your loan to meet your expectations. We'll even make specific recommendations that will help you make informed decisions. And we work to get everything completed in a timely manner so you're not left waiting on financing. Competitive rates, flexible terms, mortgages, FHA/VA/rural housing financing, and a wide variety of product options makes financing your home with iAB simple.

First Time Homebuyer

We can help you qualify and provide you with a loan that fits your budget. Our no obligation prequalifications let you act quickly when you find the right property. We offer a variety of lending options designed to benefit low- and moderate-income home buyers who might not otherwise qualify for financing. No matter what your needs, we can help you reach your dreams.

Building a Home

Start building quicker - at the most competitive rates. And when you're ready to move in, your loan rolls smoothly into permanent financing. Contractors appreciate our timely attention with rapid draw checks and support that helps the construction process move quickly.

Unique property

We have the flexibility and local expertise to make financing special homes work. If you are considering buying or building a home with acreage, second home or non-owner occupied home, come see us.

Let's Talk. Let us help you with your next loan, provide you with current rate information, a list of mortgage options, and answer all of your questions. You can even get pre-qualified for a mortgage loan.

Just call 855-422-2264
or 260-iAB-BANK
or visit any iAB Office.

What to Bring

Names and addresses of past employers (2 years)
Names, addresses, account number and
balance on all loans
W-2 earnings statement (2 years)
Federal Tax Returns (2 years complete)
Pay stubs from employers (most recent 30 days)

2 months' checking and savings statements
and account numbers
Loan information on all real estate owned
and rental agreements
Purchase agreement, MLS printout, legal description
If a refinance, prior title work, current mortgage statement, insurance declaration page and survey (if available)

Home Equity Loans

iAB offers one of the most competitive home equity products in town. Use the equity you've built up in your home for any good reason. Like a car, home improvement, or education. And in most cases, the interest you pay is tax deductible (consult a tax advisor regarding the deductibility of interest).

Download an Application

Print and fill out this application
and bring it with you to any iAB office

Personal & Auto Loans

Personal loans are a great way to establish credit, and they're available for most any reason. And to make repayment easier, your monthly payment can be automatically withdrawn from your checking account on a payment date that fits your schedule. Our loan services were designed to meet your financial goals and needs.

Download a Credit Application. Print and fill out this application and bring it with you to any iAB office.

Getting a loan can be intimidating.iAB is here to make it easier.

iAB has also launched a new and unique mortgage that might be right for you.

Home Equity Loans

Personal & Auto Loans

Getting a loan can be intimidating.
iAB is here to make it easier.