Benefits Plus® is the next best thing to hiring a personal banking assistant.

As a Benefits Plus®* member, you gain access to members-only savings, services, rewards and identity theft protection – all for a single monthly membership fee of $6.50, with no additional service charges. Benefits Plus® requires a $50 minimum opening balance, offers unlimited check writing, and has no ongoing minimum balance requirements or per-check charges.

  • Restoration Rescue® Identity Theft Coverage.
  • Cash back at participating retailers.
  • Personal Mobile Concierge® services and location-based discounts.
  • Travel, health-related savings and cash back.

Identity Theft & Security Center Program Reaturing 
Restoration Rescue

  • Automatic identity theft restoration
    rescue service1
  • Coverage for minor child
  • Lost document recovery
  • Fraud alerts/credit Reports
  • Junk mail reduction
  • Personal information form

Cash Back Rewards

  • Over 3,000 participating online merchants
  • Convenient 24/7 shopping
  • Additional features and offers available such as daily deals, free shipping and more
  • Ability to customize your shopping experience by creating your own personalized mall
  • Single convenient login
  • No registering cards
  • Monthly reward payouts
  • Monthly statements available

Health Services

  • Prescription discounts
  • Vision care/product discounts
  • Hearing care/product discounts

Personal Mobile Concierge®

  • App for iPhone and Android
  • Nearly 300,000 discount participants
  • Searches for deals nearby or by GPS location
  • eGift Cards sent immediately to your mobile device
  • Concierge services provided by live representatives

Travel Discounts

  • Domestic & international airline tickets
  • Hotel and car rentals
  • Cruises
  • Theme park admissions

Family Benefits

  • Internet grocery coupon club
  • Movie ticket and rental discounts
  • National restaurant & retailer discounts
  • 24-Hour emergency roadside service2
  • Group dental plan2
  • Pet health insurance2
  • Long distance, internet service and pre-paid phone cards
  • And much more!

Free Checks

  • Wallet style only or $5 off all other styles. You only pay $8 shipping and handling.
To become a Benefits Plus® member, call 855.422.2264 or stop by any iAB office.

Already a Benefits Plus® member?
Login to access your exclusive savings and services.

Create an Online Account Account Login

1Coverage begins 10 business days from the date of enrollment.

2Additional fee applies. See web site for complete program details.

*iAB Financial Bank has selected Generations Gold, Inc., a fully independent third party benefits provider, to provide travel and other discounted services on an exclusive basis directly to Benefits Plus® members. The descriptions herein are summaries only and intended for informational purposes only and do not include all terms, conditions and exclusions of the policies described. Please refer to the actual terms, conditions, and exclusions of coverage. You can view the complete terms, conditions, exclusions and complete program details by visiting or by calling 1.866.329.7587. Generations Gold, Inc. is not insured by FDIC or any Federal Government Agency.