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Receivables

Remote Deposit Capture

Remote Deposit Capture utilizes a desktop scanner that connects to your PC and the Internet. With it, you can scan checks received from customers and issue deposits electronically to the bank, anytime, day or night. It’s the quickest way to turn check deposits into cash.

Click here to view a demo.

Merchant Processing Services

Doing business in the electronic age means you need to be able to process credit and debit card transactions. Merchant processing services allow you to accept payments at the point of sale or over the internet.

ACH Services

The Automated Clearing House provides a safe, efficient method to move money without the expense of a paper check or a wire transfer. The ACH department ensures secure and accurate processing of each file received. ACH transactions can be easily transmitted through our Online Banking product.

Payables

Wire Transfers

Wire transfers provide a financial tool for companies that make or receive payments under tight deadlines. Wires provide a high speed, secure method of transferring money from one bank to another. Wire transfers can be sent through our Online Banking system. Make international payments using our Foreign Exchange system, too.

ACH Services

The Automated Clearing House provides a safe, efficient method to move money without the expense of a paper check or a wire transfer. The ACH department ensures secure and accurate processing of each file received. ACH transactions can be easily transmitted through our Online Banking product.

Business Credit Cards &
Purchasing Cards

Business Credit Cards allow you to automate your travel and entertainment expenses, as well as your purchasing system. A Credit Card program will improve your cash flow, easily track employee expenses, vendor payments, along with other procurement expenses.

Zero Balance Accounts

A checking account in which a balance of zero is maintained by automatically transferring from a master account to cover checks presented. ZBA’s are used by corporations to eliminate excess balances in separate accounts and maintain greater control over disbursements.

Online Business Banking

Online Treasury Management Services

A way to manage your finances electronically, view your account history, and track payments and deposits. You can transfer money between accounts – even to another financial institution with electronic funds transfer (EFT). You can also pay bills, wire funds, and control disbursements.

Reconciliation/Positive Pay

Reconciliation services help to automate your account balancing process when you want it and where you want it. Protect yourself against check fraud using our automated Positive Pay Service.

Investments

Investment Sweep Account

At the end of each business day, your Sweep Account takes the excess cash from your business checking account and moves it to an investment account overnight, allowing your funds to earn interest. In the morning, the funds are back in your checking account and ready to work. While these funds are not FDIC insured, we purchase Government Securities on your behalf to collateralize your funds.

The automated sweep service may also be used to access a Line of Credit when needed as well as pay down a Line of Credit.


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