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Agribusiness

The relationship you develop with your banker is crucial to the financial success of your farming business and ultimately to your bottom line. We understand that farming is more than just a hobby or a business enterprise – it’s a way of life. No one understands your operation better than you do, but we can provide additional expertise to help you prosper and grow.

Agribusiness Specialists

 NMLS IDLocationEmail AddressCell Phone
Rick Gentis613934Marklerick.gentis@iabfinancial.com(260) 273-1241
Lance Wygant622150Roanokelance.wygant@iabfinancial.com(260) 341-5738
Andy Marshall613941Markleandy.marshall@iabfinancial.com(260) 227-0203
Ray Paxson613944Bluffton Nray.paxson@iabfinancial.com(260) 820-1868
Jane Vickrey613948Warrenjane.vickrey@iabfinancial.com(260) 227-0200
Lee Pasko613942Huntingtonlee.pasko@iabfinancial.com(260) 224-1628
Nathan Liechty613940Bluffton Snathan.liechty@iabfinancial.com(260) 227-1499
Kevin Roth672877Grabillkevin.roth@iabfinancial.com(260) 443-4939
Kody Kumfer879962Ossiankody.kumfer@iabfinancial.com(260) 402-1694
Penny Kinser613938Marklepenny.kinser@iabfinancial.com(260) 224-5874
Email Disclosure
To ensure you receive a prompt response, please use iAB's general email address,What will this be?, to notify us about concerns you may have regarding your deposit or loan accounts. Include your name, phone number, and a description of your inquiry, but do not include personal, sensitive information such as your Social Security Number or bank account numbers.

Credit & Borrowing

Operating Lines of Credit

An iAB Agribusiness Line of Credit is the way to go if you have funding needs and you want to take advantage of market fluctuations, prepaid of inputs, carryover of grain, and family living expenses until harvest. iAB has a specialized Agribusiness Division to custom fit the right product with your individual farming needs.

Farm Land Loans

Are you looking at purchasing that farm down the road or across the section? Or maybe you're needing to consolidate some debt or maybe just looking for a better interest rate? Let one of iAB's Agribusiness Bankers take a look at your farm request today.

Farm Service Agency (FSA) Loan Programs

IAB Financial Bank works closely with your local Farm Service Agency (FSA) office to make loans and information available to you and to provide you with the many enhancements that FSA can offer your farming enterprise.

FSA loans are often provided to beginning farmers who cannot qualify for conventional loans because they have insufficient financial resources. FSA also helps established farmers who have suffered financial setbacks from natural disasters, or whose resources are too limited to maintain profitable farming operations.

Contact one of our Agribusiness Bankers for more information on any of these programs.

Access FSA programs at: www.fsa.usda.gov/fsa

Equipment Loans

Are you looking at that next piece of equipment? Let an iAB Agribusiness Banker have the opportunity to finance that next purchase. Customized rates and terms are available to fit your cash flow and farm needs.

Equipment Leasing

The Leasing Alternative

Leasing is no longer an option just for large corporations as businesses of all types and sizes now use leasing to acquire equipment. Farm equipment leasing has dramatically increased in recent years and more agriculture equipment is now leased than ever before.

What Can Be Leased?

Just about any type or brand of new or used equipment can be leased. This includes tractors, combines, sprayers, implements, grain bins, grain dryers, irrigation equipment, trucks, fertilizer equipment, machinery buildings, and more.

Crop Insurance

Agribusiness Risk Management

iAB Financial Bank offers all lines of crop and hail insurance. Penny Kinser, our Agribusiness Development Officer, is a licensed insurance agent and works with multiple underwriters including Rural Community Insurance Services (RCIS) and Diversified Services. Some of the more common types of crop insurance are: Yield Protection (YP), Revenue Protection (RP), Group Risk Protection – county yield protection (GRP), and Group Risk Income Protection – county yield with revenue protection (GRIP).

Talk to Penny Kinser for your agribusiness insurance needs.
Just call (855) 422-2264 or (260) 224-5874. Email Penny at penny.kinser@iabfinancial.com. 

Application & Forms

  • Credit Application
  • Personal Financial Statement 
  • Mortgage Application
  • Ag Financial Statement 

Agribusiness DTN

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